INDEPENDENT. CHARTERED ACCOUNTANTS

Secure Your Financial Future Without Making The

All-Too-Common Property Investment Mistakes

Safely transition from homeowner to successful property investor with our independent financial analysis - guiding your decisions before you buy, and before a costly mistake is locked in.

We don't sell property. We provide independent, rigorous analysis of investment returns, risks and structure - so you can move forward with confidence or walk away with your capital intact.

TESTIMONIALS

What others are saying

what you get

Your Investment Property Report will:

FACT Check the numbers you've been given.
An independent review of the income, costs and growth assumptions - verified against our own data sources, not sales-driven assumptions.
Calculate your monthly cash position
Know your real after-tax cash contribution and plan for any shortfall, plus a realistic 10-year projection of capital growth.
Show you what happens if things don’t go to plan
The impact of higher interest rates, lower rent, or slower capital growth rates— before they happen.
Compare how this investment stacks up against other options
Side-by-side comparisons against alternative investments, adjusted for risk.
Help you make a confident, informed decision
Clear insights based on your circumstances and risk tolerance.
Detail exactly what to do next
Practical, actionable steps tailored to your situation.

STILL NOT SURE?

Frequently Asked Questions

Here's what we usually get asked

How does it work?

You give us the property details, including the reports and info the agent has given you. We then do our own research and calculations and prepare your tailored report. We will then have a call with you to discuss the results.

When should I get in contact?

The best time to reach out is as soon as you start thinking about buying an investment property. This gives us time to complete the upfront analysis—your borrowing capacity, target purchase price, and the most suitable ownership structure (individual, trust, company, SMSF)—so you’re clear on your options before you begin inspecting properties. We can also map out tax-minimisation opportunities early, which is often where the biggest long-term savings are found.

If you’ve already found a property, that’s fine too—get in touch and we’ll prioritise the assessment so you can move forward with confidence.

Are you Financial Planners?

No. We are not financial planners or real estate agents. We don’t sell property or recommend investment products.

Our role is to independently assess the numbers behind an investment property — cash flow, tax impact, and long-term scenarios — so you can make an informed decision before you buy.

We deliberately stay in our lane. We are Mortgage Brokers and Chartered Accountants, focused on objective, numbers-based analysis rather than product sales.

What does it cost?

1. Flat Fee: $495 per report — payable once you’re 100% happy with the report we prepared for you. Fully refundable if you become a Mortgage Broking Client.

2. Free & Unlimited: If you become a client of our Mortgage Broking service, you can have all your properties checked at no cost. Multiple properties can be reviewed without paying for each one, giving you peace of mind before you invest.

How is the Investment Property Analysis priced?

Our mortgage broking business subsidises the time and expertise involved in producing these reports. This allows us to provide high-quality, Chartered Accountant-led analysis without any sales of property, commissions, or financial products.

The result? Advice that is independent, transparent, and focused purely on the numbers.

Do I have to get finance through you?

Not at all. If you think that your existing Mortgage Broker is providing great service and value, then stay with them. We will just charge you the $495.

How do I get started and how long does it take?

Getting started is easy. Just provide your details in the "Book Your Call" button below. We will then be in touch to organise our initial call so we can gather all the information we need. Once we have everything, then turnaround is typically 3-5 business days.

Want to know more about our methodology

The 5 Elements of Independent Investment Property Analysis

It's build on The same disciplined methodology used in corporate transactions — adapted for First Time Property Investors

Credibility of the Pitch

We test the claims made by the agents, developers or promoters — including suburb growth rates, rental demand, vacancy trends, and population forecasts — to ensure the numbers aren’t being massaged to sell

Financial Viability

We analyse the cash flow, rental yield, holding costs, and projected return using conservative, transparent assumptions — to give you a clear and realistic view of the property’s viability.

Scenario Resilience

We analyse the cash flow, rental yield, holding costs, and projected return using conservative, transparent assumptions — to give you a clear and realistic view of the property’s viability.

Risk vs Reward

We compare the deal to alternative investment classes . If the yield is low, we’ll show you how much capital growth is required to justify the risk.

Optimise the Outcome

We consider your income, assets and liabilities, borrowing capacity and future investment plans. We'll make sure you're making the most of this investment - with consideration of alternative ownership structures and with an eye to the future.

MEET THE FOUNDER & CEO

I'm Stephen Chow

Here's a bit about me

I’m a Chartered Accountant who started my career with one of the Big 4 global accounting firms.

Over the past 30+ years, I’ve worked in finance, investment analysis, valuations, lending, and management consulting—handling large corporate transactions.

Since 2015, I’ve been bringing those corporate analytical skills to help clients make confident, numbers-based financial decisions.

I don’t sell property or refer clients to buyer’s agents or developers.

I help people cut through the noise to make well-informed investment decisions—grounded in strategy, analysis, and true independence.